Guides
Answers we give at the desk, written down.
Mutual funds, insurance, tax and NRI investing, explained the way we explain them to clients every week.
Insurance. 6 min read.
How to file a health insurance claim: cashless and reimbursement, step by step
What to do before a planned admission, in an emergency, and after discharge, with the documents insurers ask for.
Mutual funds. 6 min read.
Mutual fund distributor or investment adviser: what is the difference?
What an ARN means, how each is paid, regular versus direct plans, and why distributors are not allowed to call themselves advisers.
Mutual funds. 5 min read.
ELSS for tax saving: who still benefits under the new tax regime
How ELSS works, the three-year lock-in, how gains are taxed, and why it only saves tax if you file under the old regime.
Insurance. 6 min read.
Health insurance for parents in Kerala: what to look for after sixty
Separate policy or family floater, waiting periods, co-payment, room rent limits and the tax deduction, explained for children arranging cover for their parents.
NRI investing. 8 min read.
Starting a mutual fund SIP from the Gulf: a guide for NRIs from Kerala
Which bank account to use, what KYC needs, how tax works when you live in a tax-free country, and what changes when you come home.
Mutual funds. 7 min read.
SIP, recurring deposit or chitty: which suits a Kerala household?
Three ways to save every month, compared honestly on returns, risk, liquidity and tax, with when each one makes sense.
PAN services. 4 min read.
Applying for a PAN card in Angamaly: documents, fees and timelines
Everything you need to apply for a new PAN, correct an existing one or request a reprint, including what NRIs and minors need.
Insurance. 5 min read.
How much term insurance does a Kerala family actually need?
A simple method to size life cover using income, loans and years to retirement, with the mistakes we see most often.
Mutual funds. 6 min read.
How to start a SIP: a plain guide for first-time investors in Kerala
What a SIP is, how much to start with, which documents you need and how long it takes to get the first instalment running.
Talk to someone who has done this for 39 years.
A first conversation is free and takes about thirty minutes, at the office in Angamaly or over a call.
Opposite St Martin's Shrine, Angamaly South P.O.
Angamaly, Kerala 683573
- Monday to Friday: 9:00 am to 6:00 pm
- Saturday: 9:00 am to 5:00 pm
Get directions
Ten minutes from Cochin International Airport